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Home As a combined member, you get the best benefits in 2024

As a combined member, you get the best benefits in 2024


  • Member benefit
  • YTK

YTK’s earnings security and versatile working life services cost only 129 euros in total this year. The membership fee of the unemployment fund is 105 euros and YTK Worklife is 24 euros.

As a combined member, you get the best services and benefits to support your working life and enjoy your leisure time, in addition to income security. Some of the most popular services include Legal Buddy, insurance and hotel discounts. But as a combined member of the YTK, you get much more!

A Legal Buddy to help you with your employment problems

If you are facing a difficult situation in your employment relationship, or are wondering about pay, for example, you can turn to the Legal Buddy. Almost 60 lawyers from all over Finland are there to help you with your employment issues. You can get general advice from a lawyer right from the start of your membership, and the Premium service is available when you have been a combined member of the YTK for at least 6 months. 

Last year, more than 16 000 of our members received help from the Legal Buddy. Up to 9/10 of users would recommend it to others!  

Find out more about the Legal Buddy

Insurance for work and leisure

When things happen at work or in your free time, you’re covered by comprehensive insurance. You’ll have access to professional liability insurance and professional legal expenses insurance, as well as accident insurance for leisure, valid anywhere in the world.  

Check your insurance

Job search coaching and learning

Are you looking for a job or want to strengthen your professional skills? We offer you tools for job search, career changes and skills development. For example, get personalised job search coaching and thousands of online training courses from digital skills to leadership – completely free!   

See our job search and career services

Exercise and well-being

Get stronger, refreshed or free from stress! As a combined member, you get: 

Hotel and spa discounts

We offer you a wide range of discounts at hotels and spas all over Finland. Are you travelling to the hustle and bustle of the city or to nature?     

Take a look at your benefits!

Protection for your home and devices

As a combined member, you get Sector Alarm’s comprehensive alarm system installed free of charge, plus discounts on a range of accessories. We also offer you F-Secure data security at a member price.

Psst… we offer even better services to students

Are there students in your circle? Tell them about YTK Worklife Student Membership, which helps every young person make the transition to working life! Student membership does not include the YTK Unemployment Fund, but all the services and benefits offered by YTK Worklife. During the spring, student services will also be complemented by the Graduate and Apprenticeship courses. So spread the word – membership costs just 12 €/year for student members joining after 1.1.2024.