Skip to content
Home Become a member

Choose a membership that suits you best

Combined membership, fund-only membership or student membership? You decide!

Iloinen nainen sivellin kädessä hymyilee kameralle.

The best decision of your working life is about to be made!

Choose the YTK service package that suits you best. As a fund-only member, you are income secure when there is no work. As a combined member, you also get a great amount of useful services, from Legal Buddy to leisure accident insurance for an additional fee of only 24 euros!

Membership fee for the rest of the year when you join now

114.37 €

Today price 21.02.2024 includes:

  • Fund membership for the rest of the year : 90,37 €
  • Work life services fixed annual fee 2024 : 24,00 €

All services for combined members for 2024

Includes YTK Unemployment Fund (105 €) and YTK Worklife memberships (24 €). Note! You only pay for the remaining days (8.75 €/month) if you join in the middle of the year.

129 €

  • Daily allowance from YTK Unemployment Fund in case you are unemployed, temporarily laid off, in part-time work, or part-time self-employed.
  • Job alternation compensation for job alternation leave from YTK Unemployment Fund
  • Mobility allowance when the new job is far from home YTK Unemployment Fund
  • Legal Buddy legal service for employment problems
  • Leisure time accident insurance valid in Finland and abroad
  • Professional legal expenses and liability insurance
  • A library of thousands of online courses for continual professional development
  • Support and tools for job search
  • A wide range of discounts from hotels to sports benefits and data security

Income security for fund members for 2024

Includes membership in YTK Unemployment Fund. Note! You only pay for the remaining days (8.75 €/month) if you join in the middle of the year.

105 €

  • Daily allowance in case you are unemployed, temporarily laid off, in part-time work, or part-time self-employed.
  • Job alternation compensation for job alternation leave
  • Mobility allowance when the new job is far from home
  • Legal Buddy legal service for employment problems
  • Leisure time accident insurance valid in Finland and abroad
  • Professional legal expenses and liability insurance
  • A library of thousands of online courses for continual professional development
  • Support and tools for job search
  • A wide range of discounts from hotels to sports benefits and data security

Already a fund-only member? Add work life services for an annual fee of only 24 euros!

Studentcheck out YTK’s student membership!

Membership fees 2024

In 2024, the membership fee of YTK Unemployment Fund is 105 € and YTK Worklife membership fee 24 €, in total 129 €.

Many good reasons to become a combined member

With YTK’’s fund-only membership, you get income security. By choosing combined membership, you get comprehensive working life services on top of your income security!

Income security if you have no work

As a member of an unemployment fund, your income will be secure if you are unemployed, laid off, in part-time work, or part-time self-employed. We will also pay an alternation allowance if you go on job alternation leave and a mobility grant if you take on a new job far from home.

Legal Buddy legal service at your help in tricky situations

Sometimes in working life, there can be difficult situations in which you need the help of a lawyer. Perhaps you are scratching your head about the terms of your employment contract, chasing up unpaid wages, or looking for clarity at the end of an employment relationship. In these situations and many more, the Legal Buddy legal service is here to help.

Comprehensive insurance for your protection

As a combined YTK member, you can apply for compensation if you have an accident in your free time or need to bring a dispute about your employment to court. Remember to read the terms and conditions of insurance claims with care.

Increase your capital in the most important area

Many of our members have been positively surprised with the online training library for working life. “I had no idea there was such a comprehensive, high-quality range of courses,” said one. You will gain access to a library of over 1,000 important training programmes with continuous updates. The service includes training recordings made by the best professionals and real-time remote training on many skills required in working life, from digital competences to self-direction and managing others, office software to payroll.

Savings for you and and your whole family

Would you like to spend less on your holidays, look after your family’s cyber security, or perhaps take up mindfulness? Look through all our benefits and decide how you would make the most of a combined YTK membership!

Frequently asked questions about membership

YTK Unemployment Fund is an open fund. This means that you can join us no matter what your profession is, what field you work in or what your education is. The prerequisite is that you are under 68 years of age and working at the time of joining. More detailed information on eligibility can be found here.

You can become a member of YTK Worklife at the same time as you join the fund, or you can upgrade your fund membership to a combined membership at any time later.

YTK fund membership only includes membership of the YTK Unemployment Fund, i.e. income security in case of unemployment. In addition to membership of an unemployment fund, combined membership also includes membership of YTK Worklife, through which you get useful services and savings for working life and leisure.

As a member of YTK Unemployment Fund, you can also acquire membership in YTK Worklife by filling in the membership application either here or through OmaYTK.

Switching unemployment funds is easy. Join us and authorize us when you join to handle the switch from the previous fund. That’s it!

You can also submit a notice of termination to your previous fund yourself. First, make sure that your membership in YTK has started before sending the notice of termination. In this case, you ensure that your membership continues without interruption and that you retain the employment condition you collected in the previous fund. If there is a break of more than one month between memberships, the accumulation of the membership and employment condition must be started from the beginning.

Also inform your payroll clerk that the collection of membership fees from your previous unemployment fund can be stopped.

Only by belonging to an unemployment fund can you receive earnings-related unemployment allowance based on your earnings when there is no work. If you are not a member of an unemployment fund, you can receive basic unemployment allowance paid by Kela, which is considerably less than earnings-related daily allowance. You can receive earnings-related unemployment allowance if you become unemployed or temporarily laid off, work part-time or work as a part-time entrepreneur. The unemployment fund also provides job alternation compensation for job alternation leave and mobility allowance if the new job is far from home.

All unemployment funds pay the same daily allowance in accordance with the same laws.

Use the daily allowance calculator to test how much earnings-related daily allowance you would receive!